-trimmy.png)
College is a time in your life where you experience many different feelings. Some of those include, but are not limited to, happiness, stress, fear, anxiety, joy, and many more emotions. Because of the college's difficulties for many reasons, the last thing you should have to worry about is which credit card is best for you while in school.
We reviewed all of the available credit cards on the market, and here is what we found:
Discover It® Student Chrome
Simplicity makes the Discover it® Student chrome a standout for students exploring for their first credit card. You'll receive bonus cash back at restaurants and gas stations with no activation needed and no rotating categories to track
Discover It® Student Cash Back
The Discover it® Student Cash Back provides students the same excellent rewards as the regular Discover it® Cash Back — notably, additional Cashback in alternating categories that you must initiate. Activating and tracking types might be too much of a nuisance for some students brand new to credit cards, but if you're up for light work, the rewards can be considerable.
Deserve® EDU Mastercard for Students
The Deserve® EDU Mastercard for Students doesn't ask applicants to have a co-signer or security deposit, and international students don't require a Social Security number. That makes it a little more available to get approved — also for students with insufficient credit histories. Plus, it comes with a fixed 1% back on total purchases.
Journey® Student Rewards from Capital One®
The Journey® Student Rewards from Capital One® gives newcomers to credit a great incentive to improve effective habits. You earn cash back on all purchases, but when you pay your bill on time, that month's cashback rate gets a lift.
Citi Rewards+ Student Card
The Citi Rewards+â„ Student Card offers additional rewards at gas stations and supermarkets, and its rounding-up feature implies that you can earn external rewards on small purchases. A good option for students with a lot of little expenses.
Why It's Wise To Establish Credit As A Student
Building credit might not seem like an urgent priority when you're still in school, but the quicker you start the clock on your credit history, the better. Excellent credit will be essential down the road when you want to purchase a home or receive a car loan, but there are even more expected gains. For example, great credit can increase your odds of landing a job or leasing an apartment.
Your credit history, reported in your credit report and summed by credit scores, displays how you've managed borrowed money — and using a credit card maturely is one of the fastest and simplest ways to build credit.